By engaging with our services at Money Habitat, you agree to the following terms and conditions, including the outlined disclaimer regarding our role as a mediator between clients and suppliers:

1. Limitation of Liability:
a) Client-Supplier Relationship: Money Habitat facilitates connections between clients and suppliers. While we conduct thorough due diligence to ensure our referred suppliers are professional, Money Habitat is not liable for damages, losses, and disputes arising from interactions between clients and suppliers.
b) Quality Assurance: While we strive to ensure supplier quality and professionalism, we do not guarantee specific transaction outcomes. Clients are encouraged to conduct their own due diligence to assess supplier suitability.
c) External Circumstances: Money Habitat is not responsible for damages or losses resulting from external factors such as natural disasters, political unrest, or unforeseen circumstances beyond our control.

While Money Habitat conducts extensive due diligence, including physical visits to suppliers’ factories (and/or showrooms) and personal interactions with their products, we cannot guarantee the quality or outcomes of transactions between clients and suppliers. Our role primarily involves facilitating connections between parties.

It’s important to understand that while we strive to vet suppliers for professionalism and quality, factors such as varying production standards, unforeseen circumstances, and individual preferences can impact the final product or service delivered. As such, Money Habitat assumes no liability for issues, disputes, or dissatisfaction that may arise.

Clients are encouraged to conduct their own due diligence, including sampling, to ensure suitability for their specific requirements. We recommend open communication and clear expectations between parties to mitigate risks and promote successful outcomes.

By engaging with Money Habitat’s services, clients acknowledge and accept these limitations of our role as a facilitator. We remain committed to transparency and continuous improvement in our supplier vetting processes to enhance client satisfaction and trust.

2. Recommendation for Insurance:
While we aim to connect clients with reputable suppliers, insurance provides additional protection for unforeseen incidents. Clients are advised to consider purchasing insurance to mitigate risks associated with services or products provided by referred suppliers.

Clients are encouraged to: 

a) Purchase Comprehensive Insurance Coverage: Choose insurance policies that provide comprehensive coverage for goods, including coverage for theft, damage, loss, and natural disasters. Consult with insurance providers to understand policy terms, coverage limits, and exclusions.

b)Review Insurance Policies Regularly: Periodically review insurance policies to ensure they align with current shipping practices, cargo values, and regulatory requirements. Update policies as needed to maintain adequate coverage levels.

By using our services, you acknowledge and accept the liability limitations outlined in this disclaimer. We encourage clients to exercise due diligence, make informed decisions, and consider insurance options to protect their interests.

3. Refund and Cancellation Policy:

At MONEY HABITAT, we strive to provide exceptional service. Please carefully read our Refund and Cancellation Policy, which outlines your rights and responsibilities.

a) Refund Policy

Consultation Services:

• All consultation services provided by MONEY HABITAT are non-refundable once we deliver supplier contact information and related materials via email. At that point, the service is considered rendered.

Exceptions:

• If there is a miscommunication on our part regarding the service provided, we will evaluate the situation on a case-by-case basis. If it is determined that the error originated from our team, we may offer a partial refund or a credit toward future services.

b) Cancellation Policy

• Cancellation: Once supplier contact information has been sent, cancellation of services is not permitted. Clients are encouraged to review their requirements and discuss them with our team prior to initiating services to ensure clarity and satisfaction.

c) Procedure for Requesting a Refund or Cancellation

To request a refund or cancellation, please follow these steps:

1. Send an email to [email protected] with the subject line “Cancellation/Refund Request.”
2. Include your full name, contact information, and a brief description of your request.
3. If applicable, provide any relevant documentation or communication regarding the service in question.

d) Response Time

We aim to respond to all cancellation and refund requests within 7 business days. If additional information is required, we will reach out to you directly.

e) Changes to This Policy

MONEY HABITAT reserves the right to modify or amend this Refund and Cancellation Policy at any time. Clients will be notified of significant changes via email or through our website. Any changes will not affect existing agreements unless explicitly stated.

f) Contact Information

For any questions or concerns regarding this policy, please contact us at:

• Email: [email protected]
• Official Social Media Channels

Acknowledgment: By engaging in our services, you acknowledge that you have read, understood, and agree to abide by this Refund and Cancellation Policy.

Data Usage and Privacy:

4. Email Retention: We collect and retain your email address for communication purposes. By providing your email, you consent to receive relevant information, updates, and promotional material from Money Habitat.

5. Non-Disclosure and Data Privacy: Rest assured, we prioritize your privacy. Your information will not be shared, sold, or disclosed to any third party without your explicit consent.

Intellectual Property:
6. Ownership: Upon purchase, you acquire the right to use our digital products for personal or business purposes. However, intellectual property rights remain with Money Habitat. Unauthorized distribution, reproduction, or resale of our digital products is strictly prohibited.

Enforcement and Legal Consequences:
Any unauthorized use, distribution, reproduction, or resale of Money Habitat’s digital products constitutes a breach of our intellectual property rights. Money Habitat reserves the right to pursue legal action against violators, which may include:

a) Cease and Desist: Money Habitat will issue an order to cease unauthorized activities immediately.
b) Damages: Money Habitat may seek financial compensation for losses incurred.
c) Injunction: Money Habitat may seek a court order to prevent further violations and protect our rights.
d) Legal Costs: The breaching party is liable for all legal costs incurred by Money Habitat.

By purchasing and using our digital products, you acknowledge the importance of respecting our intellectual property rights. Money Habitat takes violations seriously and will enforce legal actions to safeguard our rights.

User Responsibilities:
7. Accurate Information: Users must provide accurate and current information during the purchase process. Money Habitat is not liable for issues arising from inaccurate user-provided information.

Termination of Services:
8. Breach of Terms: Money Habitat reserves the right to terminate access to digital products and services in the event of terms and conditions breaches.

Modification of Terms:
9. Updates: These terms and conditions may be updated periodically. Users are encouraged to review this document regularly for changes.

By accessing our website and making a purchase, you acknowledge that you have read, understood, and agree to abide by these terms and conditions. If you do not agree with any part of these terms, please refrain from using our services.

For inquiries or clarifications, please contact us at [email protected].

Thank you for choosing Money Habitat!